Dividend Tax Dividend Tax Is Now 10.75% and 35.75%: What a Taxable Account Costs in 2026/27, and When Bed and ISA Pays Off Dividend tax rose to 10.75% and 35.75% on 6 April 2026. Here is what an illustrative £6,000 of dividends costs in a taxable account, when Bed and ISA saves money, and when a large gain makes it not worth the move.
Autumn Budget 2026 Budget Day Is 28 October: What's Already Announced, What's Only Rumour, and What to Do With Your ISA and Pension Until Then The Autumn Budget lands on 28 October. Here is what the Treasury has already announced, what is still rumour, and the few ISA and pension moves that make sense before then.
Lifetime ISA The Lifetime ISA's Days Are Numbered: What the 2028 Replacement Means for Your £450,000 Cap and 25% Penalty The government wants to replace the Lifetime ISA with a new First-Time Buyer ISA by 2028, removing the 25% exit penalty but leaving the £450,000 cap in question. Here's what current and prospective LISA holders should actually do before then.
ETFs Currency Risk on US ETFs: Why the Pound Can Move Your Return As Much As the S&P 500 Does Two UK investors can buy the identical S&P 500 tracker and end up with very different returns — not because of the market, but because of the pound. Here's what hedged and unhedged share classes actually cost, and the HMRC reporting-fund rule that matters more than either.
investing Platform Fees vs Fund Fees: The Real Cost of Investing in the UK Two fees hit every pound you invest — the platform's cut and the fund's own charge — and most investors only ever check one of them. Here's how to find both and cut them down.
risk tolerance How Much Investment Risk Can You Actually Handle? Most men rate their own risk tolerance too high — until the numbers on their ISA statement start moving. Here's a proper way to test it before you commit real money.
buy-to-let Buy-to-Let vs Index Funds in 2026: The Real After-Tax Numbers for a UK Man Choosing Where to Put £50,000 A worked example with real 2026 numbers — stamp duty, Section 24 tax and compounding — for a UK investor deciding between a rental property and a global index fund.
ISA The Cash ISA Squeeze: What the £12,000 Limit Means for Your Money Before April 2027 From April 2027 the cash ISA allowance for under-65s drops from £20,000 to £12,000 — here's what the reform actually changes, what it doesn't, and how to think about the transition.
ISA Stocks & Shares ISA vs SIPP: Which Should a UK Man Fund First Employer match aside, the ISA-or-SIPP question comes down to your tax band and how soon you might need the money — here is the order that actually makes sense.
investing UK independent investor checkpoint May 2026: the overdue rebalance, gilts at attractive entry and the cash position worth holding Most independent UK investors haven't rebalanced since January 2025 and the equity drift makes their portfolios materially riskier than the target. Three structural positions, three to avoid, and the 45-minute Sunday list.
