Dividend Tax Dividend Tax Is Now 10.75% and 35.75%: What a Taxable Account Costs in 2026/27, and When Bed and ISA Pays Off Dividend tax rose to 10.75% and 35.75% on 6 April 2026. Here is what an illustrative £6,000 of dividends costs in a taxable account, when Bed and ISA saves money, and when a large gain makes it not worth the move.
Pensions Pension Drawdown Rules: How to Take an Income From Your SIPP Without Running Out of Money at 78 Turning a pension pot into a monthly wage is a different problem from building one — and the rules that govern it punish anyone who treats drawdown like a bigger ISA.
Tax Planning Tax-Loss Harvesting in 2026: How a Down Position Can Cut Your Tax Bill (and the Wash-Sale Trap That Erases It) A losing position sitting in your brokerage account isn't dead weight — it's a tool. Here's how to use it against your 2026 tax bill without tripping the wash-sale rule.
ISA The Cash ISA Squeeze: What the £12,000 Limit Means for Your Money Before April 2027 From April 2027 the cash ISA allowance for under-65s drops from £20,000 to £12,000 — here's what the reform actually changes, what it doesn't, and how to think about the transition.
ISA Stocks & Shares ISA vs SIPP: Which Should a UK Man Fund First Employer match aside, the ISA-or-SIPP question comes down to your tax band and how soon you might need the money — here is the order that actually makes sense.
Pensions Pension Carry Forward: How High-Earning UK Men Can Stack Three Years of Unused SIPP Annual Allowance Into One Tax Year Most high earners never check whether they left annual allowance unused in the last three tax years. Carry forward lets you reclaim it — but tapering and the earnings test decide how much you can actually use.
investing Asset Location: Why Holding the Same Portfolio Across Different Accounts Can Cost You Thousands Two identical portfolios, two different tax bills — the only difference is which account holds which fund. Here's how to fix asset location for good.
Retirement The Solo 401(k) in 2026: How Self-Employed Men Are Quietly Stuffing $70,000 Tax-Sheltered The 2026 Solo 401(k) limit rose to $70,000 for under-50s and $77,500 with catch-up. Almost every self-employed man with significant net income leaves $20,000 to $40,000 on the table by using a SEP IRA out of habit. The migration window is closing.
backdoor roth The Backdoor Roth 2026: How Pro-Rata Rule Mistakes Are Costing High-Earning Men Tens of Thousands This Tax Season The backdoor Roth conversion strategy survived the latest tax reform proposals, but the pro-rata rule continues to catch high earners by surprise. A pre-tax IRA balance you forgot about can turn a 'tax-free' conversion into a 24% tax bill.
mega backdoor roth The Mega Backdoor Roth in 2026: How High-Earning Men Are Quietly Stuffing $69,000 a Year Into Tax-Free Retirement Accounts If your 401(k) plan allows after-tax contributions and in-plan Roth conversions, you can legally route up to $69,000 a year into tax-free retirement. Most men with the option don't know they have it.
HSA The HSA as a Stealth Retirement Account in 2026: How to Triple-Tax-Shelter $50,000 a Decade Most Men Are Wasting The Health Savings Account is the only triple-tax-advantaged account in the U.S. tax code. Most HSA holders treat it like a checking account. The men who treat it like a brokerage retire earlier.
