401k The Mid-Year 401(k) Rebalance in 2026: Why Late May Is the Quietest Week to Do the One Thing Most Men in Their 30s and 40s Postpone Until December Late May is the single quietest week of the year to rebalance a 401(k). The 30-minute version handles 80% of cases — and the Roth conversion window inside the same login is the bit nobody does.
investing The Backdoor Roth in 2026: Steps That Still Work and the One That Doesn't The backdoor Roth remains intact in 2026. Here's the order of operations, the pro-rata trap, and when to use mega backdoor instead.
Roth IRA The Roth IRA Five-Year Rule: The Gotcha That Trips Up Converters There are actually two different five-year rules — one for contributions, one for conversions. Conflate them and you'll pay 10% penalty on what you thought was tax-free.
Roth IRA Roth IRA vs. Traditional IRA in 2026: Which One Wins at Your Income Level The 2026 contribution limit is $7,000. Whether that goes Roth or Traditional depends on your marginal bracket today vs. retirement — with specific numbers.
