Roth conversion Roth Conversions in Your 50s: The Window Most Earners Miss From age 55 through 70, most earners hit a rare tax window where converting traditional IRA money to Roth costs less than it ever will again.
mega backdoor The Mega Backdoor Roth: $46,000 in After-Tax 401(k) Contributions If your 401(k) plan allows after-tax contributions and in-plan Roth conversions, you can sock away $46,000 per year on top of the regular $23,500.
