backdoor roth The Backdoor Roth 2026: How Pro-Rata Rule Mistakes Are Costing High-Earning Men Tens of Thousands This Tax Season The backdoor Roth conversion strategy survived the latest tax reform proposals, but the pro-rata rule continues to catch high earners by surprise. A pre-tax IRA balance you forgot about can turn a 'tax-free' conversion into a 24% tax bill.
backdoor roth The Backdoor Roth: A Step-by-Step Guide for Earners Above the Limit The Roth phases out at $161,000 single. The backdoor is perfectly legal — and also very easy to mess up. Here's how to do it right.
